Privacy Policy

Emi Easy Loan Calculator (“we,” “our,” or “the App”) respects your privacy. This Privacy Policy explains how information is handled when you use the Emi Easy Loan Calculator mobile application.

By using the App, you agree to the practices described in this Privacy Policy.

1. Information We Collect

Emi Easy Loan Calculator is primarily designed to perform financial calculations on your device.

Financial & Calculation Data

You may enter information such as:

• Loan amount

• Interest rate

• Loan tenure

• EMI details

• Investment amounts

• SIP details

• Income and salary information

• Tax-related values

• Property or business calculation inputs

• Other values required for calculations

This information is used to provide the requested calculations and features.

Unless specifically stated otherwise within the App, calculation inputs are processed locally on your device and are not intentionally collected or stored on our servers.

Personal Information

The App does not require you to create an account or provide personal information such as your name, phone number, or address to use the core calculator features.

2. Data Storage

Calculation data may be stored locally on your device when required to provide features such as calculation history, saved calculations, or preferences.

You can remove locally stored information by using the relevant delete/clear options within the App or by removing the App from your device, where applicable.

3. Advertising

The App may use third-party advertising services, such as Google AdMob, to display advertisements.

These services may collect or use certain information, such as device identifiers, advertising identifiers, approximate location, and usage information, in accordance with their own privacy policies.

You can learn more about Google's privacy practices through Google's official privacy documentation.

4. Analytics

We may use analytics services to understand how users interact with the App, identify crashes, improve performance, and enhance the user experience.

Analytics providers may collect information such as:

• Device type and operating system

• App version

• General usage information

• Crash and diagnostic information

• Anonymous or pseudonymous identifiers

We do not use analytics to intentionally collect sensitive financial information entered into the calculators.

5. Financial Information

Emi Easy Loan Calculator is a calculation and planning tool. It does not provide banking, lending, investment, tax, or financial advisory services.

We do not request or collect:

• Bank account passwords

• Credit/debit card numbers

• Banking login credentials

• OTPs

• Payment credentials

You should avoid entering confidential information that is not required for a calculation.

6. Sharing of Information

We do not sell, rent, or trade your personal information.

Information may be shared with third-party service providers only when necessary to provide services such as advertising, analytics, crash reporting, or other technical functionality.

Such third parties may process information according to their own privacy policies.

We may also disclose information when required by law, legal process, court order, or to protect our rights, users, or the security of the App.

7. Data Security

We take reasonable measures to protect information handled by the App.

However, no electronic storage or transmission method can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security of information.

8. Children's Privacy

Emi Easy Loan Calculator is not designed to knowingly collect personal information from children.

We do not intentionally collect personal information from children under the applicable age of consent. If you believe that a child has provided personal information to us, please contact us so that appropriate action can be taken.

9. Third-Party Services

The App may integrate third-party services, including advertising, analytics, crash reporting, cloud, or other technical services.

These third parties may independently process certain information according to their respective privacy policies.

Third-party services used by the App may include:

• Google AdMob

• Facebook

• Google Analytics / Firebase services

• Apple services

The specific services used may change as the App is updated.

10. External Links

The App may contain links to external websites or services.

We are not responsible for the privacy practices, content, or security of third-party websites. We recommend reviewing their privacy policies before providing any information.

11. Your Privacy Choices

Depending on the features available in the App and applicable laws, you may have rights regarding your personal information, including the right to:

• Request information about data processing

• Request deletion of applicable personal information

• Withdraw consent where applicable

• Control certain advertising or tracking preferences

• Contact us regarding privacy concerns

Some features may also allow you to clear locally stored calculation history or data.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in the App, technology, legal requirements, or our practices.

When we make changes, we will update the “Last Updated” date at the top of this Privacy Policy.

We encourage you to review this Privacy Policy periodically.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your privacy, please contact us at:

App: Emi Easy Loan Calculator

---

By using Emi Easy Loan Calculator, you acknowledge that you have read and understood this Privacy Policy.